While an insurance adjuster may speak kindly about making things right for you after an accident, the goal of the insurance adjuster is to get you to accept the lowest offer possible.

Consider the different types of compensation that may be available to you before accepting any settlement offer after an accident.

Medical costs

Recovering from injuries after a car accident is costly. The hospital bills are only the tip of the iceberg. If your accident was the result of negligence, you could receive economic damages to cover all of your medical costs.

Future medical costs

While you are still recovering from your injuries, you do not have an accurate idea of your possible future medical costs. While the hope is that you will fully recover, you may end up with lasting damage and chronic pain that will need continuing treatment for an unknown length of time, possibly a lifetime.

Pain and suffering

In addition to your medical costs, damages for your pain and suffering are also available to you. ‘Pain and suffering’ goes beyond the physical pain you endured during and after the crash. It refers to the emotional stress and mental anguish you suffered due to the trauma.

Lost Wages

You will likely miss work as you recover from your injuries. If your injuries are so severe that you are unable to perform your previous job or unable to return to work at all, that can have a devastating effect on your livelihood.

These are only a few of the damages that may be available depending on the circumstances of your accident.