Nashua Workers’ Compensation Lawyer
No matter the occupation, workers in New Hampshire may suffer injuries or occupational illnesses in the workplace. Some industries, such as construction, manufacturing, or transportation, have a higher risk of injury to workers. However, even an office worker may be injured due to various circumstances while on the job.
Fortunately, work injuries and occupational illnesses are covered by New Hampshire workers’ compensation.
At the Office of Attorney Mark Rufo, we have been helping injured workers in Nashua and throughout New Hampshire get the benefits and compensation they deserve since 1979. As one of a few New Hampshire firms that handle workers’ comp claims regularly, we have the experience and resources to help you get the money you need to cover your medical expenses, lost wages, retraining, and, in some cases, compensation for permanent disabilities caused by work-related accidents.
When You’ve Been Hurt on the Job, It’s Time to Hire a Lawyer
Instead of trying to deal with your employer and your employer’s insurance company on your own, we can handle all aspects of your claim so you can focus on getting healthy. During your consultation, we will review the circumstances of the incident, explain the law, and outline your options for getting the money you need.
If you have already applied for benefits and your claim was denied, we can help you file an appeal.
It’s important to act quickly after being injured on the job or receiving notice that your workers’ comp benefits have been denied. You have a limited amount of time to report an incident or file an appeal.
In some cases, the negligent behavior of subcontractors or other third parties causes or contributes to an accident. In addition to workers’ comp benefits, we can determine if it’s in your interests to pursue a third-party lawsuit for additional compensation.
Worker’s Compensation Benefits in New Hampshire
Workers' compensation in New Hampshire is a system designed to protect employees who are injured or become ill due to their job.
Here's how it works:
Coverage: All employers, regardless of the size of the company, are required by law (RSA 281-A) to provide workers' compensation insurance to all employees. This includes full-time and part-time workers, and even relatives if they are employed by the company.
Compensation Amount: If you are injured at work and cannot perform your duties, you are entitled to receive 60% of your pre-injury average weekly wage while you are out of work. This average weekly wage is calculated based on your gross wages from a 26-to-52-week period prior to the injury.
Medical Expenses: Workers' compensation insurance covers the medical expenses associated with your injuries. This includes the cost of emergency room visits, surgeries, medications, and other necessary treatments related to the work injury.
Rehabilitation and Retraining: In some cases, if the injury prevents you from returning to your previous position, you may receive training to help you obtain another position at the same company or elsewhere.
Insurance Cost: The average cost of workers' compensation insurance in New Hampshire is approximately $35 per month. However, the exact premium can vary based on several factors, including the company's payroll and the nature of the work performed.
Contact the Office of Attorney Mark Rufo to Get Your Questions Answered
Should you need to file a claim for workers' compensation, it's recommended to consult with a legal professional to guide you through the process. As the specifics of the process can vary, having someone knowledgeable in the field can ensure that all necessary steps are taken properly.
Our goal is to get you the money you deserve. Call our Nashua law office at (603) 224-8945 and talk with us about your accident and injuries for free. We handle claims on a contingency fee basis, meaning you pay nothing unless we win your case.
How much is my case worth?Every case is unique, and how much compensation you are eligible to receive depends on what evidence we can gather — so we can’t guarantee a certain amount. We can guarantee, however, that we will fight for every last penny you are entitled to for your medical treatment, lost wages, property damage, pain and suffering, and other damages.
Why can’t I just accept the insurance company’s offer?Insurance companies make their money cheating you. Claims agents are trained to get you to agree to the lowest possible amount, so the company can continue to maximize its profit. The only way to look out for your best interests and ensure that you receive fair compensation is to seek counsel from an attorney who is experienced in standing up to these insurance companies.
What if I can’t afford an attorney?Personal injury lawyers do not cost anything upfront. In fact, we get paid only when you do — and we receive only a percentage of the compensation we secure for you. This means that not only can you afford high-quality representation, but you know we will be fighting for the maximum possible recovery, because our own pay depends on it, too.