Workers' compensation is an insurance that employers carry to pay for injuries their workers sustain on the job. If you suffer an injury and your employer does not have coverage, you cannot make a workers' compensation claim. However, New Hampshire law states that...
3 reasons an insurer may deny your workers’ compensation claim
All jobs come with a certain level of risk. Industries such as construction, manufacturing and agriculture naturally have heightened ones. Workers' compensation offers a way for injured workers to obtain financial aid during and for recovery. However, insurers deny...
Who assigns a workers’ compensation disability rating?
There are generally four types of workers’ compensation disability ratings, three of which result in benefits for an injured employee. What is the requirement for a disability rating, and who is responsible for assigning the rating? Understanding disability versus...
Stress and job-related traffic accidents
Traffic collisions take place for different reasons, but you should recognize the unique risks that you face on the road if your job involves driving. Whether you drive a bus, taxi or large truck, it is pivotal to go over risk factors associated with work-related...
What to expect from an independent medical examination
In New Hampshire, all employers must have workers' compensation insurance to protect their employees in the event of an on-the-job injury. If you sustain a workplace injury, your employer or your employer's insurance company may ask you to have an independent medical...
May new and inexperienced employees apply for workers’ comp?
Under the New Hampshire Workers’ Compensation Statute, employers must cover all injuries that occur in their workplaces. If you experience an on-the-job accident after starting a new job, you may apply for workers’ comp benefits to treat your injuries. Employees...
Occupational injuries that lead to workers’ compensation
No matter where you work, you could face an on-the-job injury. Even a relatively minor injury could impact your ability to work for a while and could put you at risk for reduced wages. A more serious injury could threaten the health of your finances. Several common...
What is the average cost of carpal tunnel surgery?
If you live with carpal tunnel, you know how debilitating it can become. That said, like most injured workers, you may assume your condition is a part of life and not strive to push for workers’ compensation to cover the cost of therapy or, in more extreme cases,...
Does workers’ compensation cover mental health?
A problematic work situation can take a toll on your physical and mental health. While you know workers' compensation covers physical illness and injury, will the same coverage extend to your mental health? New Hampshire does not make it easy to claim that your job is...
How workers’ compensation protects remote employees
When you get injured at work, your employers' workers' compensation insurance should help cover the cost of your medical care and lost wages. If you work remotely, know that workers' compensation can still pay for your work-related injuries. How to define work-related...