A car crash can leave you with serious damage to your property or traumatic injuries. It is important that you contact your insurer right away to claim your rightful compensation, but there are a few things you should know ahead of time.
When dealing with auto insurance in New Hampshire, be aware that providers are in it to make a profit. That is why you should educate yourself on how to navigate an insurance claim without losing out on the compensation you deserve.
1. Be careful what you say
When you contact your insurance company immediately after an accident, there is certain information you must provide. You should explain that there was an accident and give general information, but do not mention the nature of the accident or cast fault. Take time later to formulate an ironclad report, preferably with the help of an attorney.
2. Insurers commonly use stall tactics
It is not uncommon for insurers to employ stall tactics to avoid paying out on your claim. These may include uncooperative behavior or deadline negligence.
3. Your attorney can help you
You have a legal right to compensation from your insurance company in accordance with the terms of your policy. Your attorney can advocate for you every step of the way when filing a claim.
While not every insurance agent will try to cheat their clients, the fact remains that companies will prioritize their interests over yours. You can use the knowledge and tools at your disposal to protect your rights as a client.