Suffering a major injury while on the job can be a harrowing experience. If a job-related accident leaves you with injuries, you might be incapable of returning to work for an extended period, and you could be wondering how this period of recovery will affect you financially.
In addition to the possibility of an extended period of recovery, you may also be facing a substantial amount in medical bills and expenses. When coupled with the accompanying loss of income, a similar incident could leave you in desperate need of monetary aid.
Hazards you might face on the job
While certain professions may inherently be more dangerous than others, there are scenarios that could place an employee’s well-being at risk in many or most fields of work. Some of the most prevalent scenarios in which work-related injuries occur include:
- Overexertion: Perhaps the most common workplace injuries pertain to overexertion. Since this can be a result of constantly lifting, pushing or carrying objects, you could suffer this type of injury in many job environments.
- Slips and trips: Slipping and tripping over objects is a concern in many fields of operation, and the injuries you can suffer in such an incident can be substantial.
- Falls from heights: If your job requires you to work from heights, the risk of a fall is ever-present, and even a fall from a lesser distance can have catastrophic consequences.
- Repetitions: Constantly repeating the same motion over and over for hours on end can lead to repetitive stress injuries such as carpal tunnel.
- Work equipment: If you work in or around heavy-duty machines, you likely consider the risk of being hit by or becoming entangled with the equipment a major safety concern.
In some cases, a car accident could also fall under a workplace injury, provided you are operating within the scope of job-related duties at the time.
Eligibility for benefits
Should you suffer a major injury at work, you could be eligible for financial assistance through the workers’ compensation insurance system. Since the process can be complex, it might be in your best interests to seek advice from someone who is knowledgeable in New Hampshire state workers’ compensation laws. In doing so, you could obtain much-needed guidance and assistance in pursuing the full amount of benefits you are eligible to receive, which may take a significant financial load off your mind.